Our Process
We represent you to the insurance marketplace – not the other way around. Our independence means we sit on your side of the table, advocating for your best interests rather than pushing specific carrier products.
What’s it like working with High Ground?
Our measured approach and thoughtful analysis are made to ensure successful partnerships for years to come.
Strategic Intelligence
We take the time to thoroughly understand your current situation, goals, concerns, and aspirations.
Strategic Underwriting
Our signature approach includes thorough medical and financial research to position you optimally in the marketplace.
Problem Identification
Our experts analyze your current coverage and protection strategies to identify gaps and opportunities for improvement.
Advisor Collaboration
We work seamlessly with your existing team of financial professionals to ensure coordinated strategies.
Protection Partnership
Unlike others who disappear, we develop a plan to ensure your protection evolves with your changing needs.
Protection Architecture
Based on our findings, we engineer customized protection solutions that address your specific needs and objectives. These aren't off-the-shelf products—they're precision-crafted strategies designed exclusively for your situation.
Approach
Our approach has helped numerous high-net-worth families and business owners solve complex protection challenges. From saving millions in potential estate taxes to creating seamless business succession strategies, our problem-solving-based process has proven effective across a wide range of scenarios.
Unlike captive agents or carrier representatives, we advocate exclusively for your interests, leveraging our industry relationships to secure optimal coverage and terms.
We ask our clients to bring honesty, transparency, and openness to the process. The more we understand about your situation and objectives, the more effectively we can advocate on your behalf. Our most successful client relationships are built on trust and candid communication. Our client relationships last decades. We view protection planning as a lifelong journey rather than a transaction, growing and adapting our strategies as your life and business evolve.